Affiliate Companies
(Click on the company logo to view its Product Disclosure Statement.)
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For Trauma Insurance
Trauma Insurance provides a cash lump sum upon diagnosis of certain medical conditions. While these may not be conditions that cause permanent disability or an inability to work, they generally require significant lifestyle changes, can involve exorbitant medical fees and may include conditions such as heart attack, stroke and cancer.
Please Note
For complete wordings for any product please read the Product Disclosure Statement availalbe by clicking on the logo of the insurance company to the left of the screen.
Duty Of Disclosure
Before you enter into a contract of insurance with an insurer, you have a duty, under the Insurance Contracts Act 1984, to disclose to the insurer every matter that you know, or could reasonably be expected to know, is relevant to the insurer’s decision whether to accept the risk of the insurance and, if so, on what terms.
Non-Disclosure
If you fail to comply with your duty of disclosure and the insurer would not have entered into the contract on any terms if the failure had not occurred, the insurer may avoid the contract within 3 years of entering into it. If your non-disclosure is fraudulent, the insurer may avoid the contract at any time.